ARS Credit Solutions
Credit insurance allows the seller of goods or the provider of services to cover a large part of the risk of loss of debt or of significant late payment by concluding an insurance contract.
Credit insurance is therefore an important instrument in risk management.
Our comprehensive approach includes a combination of insurance and surety solutions allowing :
Reduce the risks of non-payment, political risks and the risks associated with the execution of contracts
Optimize the use of working capital
Fulfill the constraints of commercial financing to maximize access to funding
Improve the credit management function to accelerate revenue growth.
What is insured ?
The losses of debts resulting from the insolvency of clients insured in Tunisia and abroad are insured during the term of the insurance contract: on the one hand for commercial reasons (e.g. insolvency of a debtor or delay payment for economic reasons), on the other hand for political reasons (eg limitation in payment traffic, war or civil war).
Additional benefits of credit insurance
In addition to the insurance coverage itself, credit insurance includes additional services in the form of credit monitoring and supervision as well as, on request, the handling of collection of premiums and debt collections.
Credit insurance should be adapted to your needs. Possible variants: individual risk coverage, (international) disaster protection programs or even the integration of a captive specific to the company. ARS will support you in every way in developing your optimal insurance program.